Concord Mortgage Group Ltd. specializes in commercial and residential mortgages for individuals and small businesses that do not fit most banks’ formula requirements.

Our extensive research has shown that may successful business people take a minimal annual draw from their company. This often precludes them from obtaining regular bank mortgages for homes.

At Concord Mortgage, we have the solution!

Kindly complete the following and forward the necessary information as it pertains to your financing requirements. Please feel welcome to contact us to determine the exact nature of financing necessary to assist you.

For Each Principal:

Completed personal credit Application on Concord’s form
Copy of three years personal Income Tax Returns and Notice of Assessments.
Personal Resume
Real Property Summary (if applicable)

Company:

Copy of Certificate of Incorporation.
Copy of Annual Return/Principals & Director. Filed with the Alberta (or other) Government Corporate Registry Department for 2004.
Corporate financial statements for 2001, 2002 & 2003 prepared by your Chartered Accountant.
Statements of related companies prepared by your Chartered Accountant complete with comments, notes, etc.
Copy of Premises Lease or letter outlining office accommodation.
Copy of year 2005 Financial Projections.
Business Resume.
Aged list of Accounts Receivable
Aged list of Accounts Payable.
Copy of cash availability.

For Each Property (owned or to be purchased):

Copy of Title(s).
Proof Municipal Taxes are paid up-to-date
Copy of balance of mortgage(s).
Copy of most recent appraisal.
Copy of Assessment.
Copy of Agreement for Sale.
Copy of Rent Roll including square footage, lease amount & term along with the name of each individual tenant.
Letter from Realtors confirming the approximate selling price of the condominiums.
Letter from the Realtors confirming the selling price of commercial/office space.

IF CONSTRUCTION:

Construction Cost Breakdown.
Building Permits.
Occupancy Permit.
Engineer’s Report.
Environmental Assessment.